Shiv Nanda is a financial analyst who currently lives in Bangalore (refusing to acknowledge the
name change) and works with MoneyTap, India's first app-based credit-line. Shiv is a true
finance geek, and his friends love that. They always rely on him for advice on their investment
choices, budgeting skills, personal financial matters and when they want to get a loan. He has
made it his life's mission to help and educate people on various financial topics, so email him
your questions at firstname.lastname@example.org.